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$768,0001020 Sunset Bay
For Sale61 days on market

1020 Sunset Bay

Cicero, Indiana 46034

Sunset Bay

$768,000

$868,000

Schedule a Showing

5

Beds

4

Baths

3,189

Sq Ft

2003

Year Built

0.22

Acres

Sheldon Barnes, Carmel Realtor

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Sheldon Barnes is a Carmel realtor and licensed real estate agent serving Cicero, Indiana and the rest of Hamilton County. Book a private tour of 1020 Sunset Bay in Sunset Bay, ask any question about this home, or talk through what you should know about buying in Cicero.

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ABOUT THIS HOME

Welcome to this move-in-ready home with lake access, two docks and a lift on Morse! Featuring 5 spacious bedrooms, wooden floors, solid wood doors, real wood cabinets, 2 car attached garage, boat bay and 3.5 newly renovated bathrooms, this home has been meticulously updated and is ready for its next owner. Step inside to find 9-foot ceilings and a bright, open layout, freshly repainted in 2022. The kitchen is equipped with stainless steel appliances, brand-new countertops, new sink and new back splash, creating a clean, modern space perfect for cooking and entertaining. A walk-in pantry adds both convenience and storage. The primary suite is a true retreat, complete with a tray ceiling, walk-in closet, wood floors and a custom-designed master bathroom featuring dual shower heads for a spa-like experience. Downstairs, the fully finished basement is an entertainers dream with new flooring, fresh paint, stylish board and batten detail, updated fireplace, extended bar countertops, new sink, mini fridge and built in kegerator in the bar area with its own full bathroom just off to the side. This home boasts three brand-new fireplaces, one on each floor, adding warmth and character throughout. Step outside to enjoy a newly built deck and stairs, a custom porch swing, and a fully fenced in back yard. From the top deck, take in peaceful water views-an ideal setting to relax or host guests. Located within walking distance to parks, restaurants, and shops, this home offers both convenience and lifestyle. Don't miss your chance to own this beautifully upgraded, feature-packed home in a prime location in Cicero. Cicero is golf cart friendly.

Listed by Risa Pisano· United Real Estate Indpls· MLS# 22090410

Key things to know

  • Lake access with two docks and boat lift
  • Finished basement with wet bar and kegerator
  • Primary suite with spa-like master bath and dual shower heads
  • Newly updated kitchen with stainless steel appliances and walk-in pantry
  • Three fireplaces and 9-foot ceilings

Browse by room

15 rooms · 36 photos

Monthly payment

Estimate · $768,000

$4,471/mo

$4,088 principal & interest · $384 tax

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $153,600 on a loan of $614,400.

Price history

  1. Price reduced$785,000 → $768,000

    May 30, 2026

  2. Listedat $868,000

    Mar 20, 2026

Comparative value

5 comps in this range

This home is 71% above median for similar nearby sales.

$300K$890KMedian $449K
$768K

Estimated values and comparable-sales ranges shown here are for informational purposes only. They are derived from public records and recent MLS sales, are not an appraisal or formal Comparative Market Analysis (CMA), and should not be used as the sole basis for any pricing, purchase, sale, or financing decision. For an accurate market value of a specific property, contact Sheldon Barnes for a personalized CMA.

AI-curated highlights

INSIDE THIS HOME

FEATURES & AMENITIES

Interior

Tray Ceiling(s)Kitchen IslandSmart ThermostatWalk-In Closet(s)Wet Bar

Climate

Heat: Forced AirHeat: Natural GasCool: Central Air

AI-detected from photos

Vibe:transitionalcontemporaryupdated

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $868,000Listed· Mar 20, 2026

  • $768,000Reduced

    $100,000 (11.5% off original)

61 days on market

Layout

Main
4 rooms1,149 sq ft
Upper
424 rooms1,148 sq ft
Basement
113 rooms892 sq ft finished

Primary suite

Closet Walk in

Primary bath

Shower Stall Full,Sinks Double

Schools

Hamilton Southeastern Schools

    Neighborhood

    • Westfield High School6.4 mi
    • Hamilton Town Center8.5 mi
    • Hamilton Southeastern HS8.6 mi
    • Conner Prairie9.4 mi
    • Clay Terrace9.4 mi
    • Fishers High School9.6 mi

    PROPERTY DETAILS

    Combined data from the listing and Hamilton County records

    Living Area

    3,037 sq ft

    Year Built

    2003

    Stories

    Two

    Lot Size

    0.22 acres

    Subdivision

    Sunset Bay

    Bedrooms

    5

    Bathrooms

    3 full, 1 half

    Garage

    4 spaces

    School District

    Hamilton Southeastern Schools

    TAX ASSESSMENT

    Hamilton County assessed values for current year

    Total Assessed Value

    $603,600

    Land Value

    $110,900

    Land$110,900

    18% of total

    Improvement Value

    $492,700

    Improvements$492,700

    82% of total

    Annual tax · 2024
    $4,604
    Exemption
    Homestead

    PARCEL & LEGAL

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