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$510,00020034 Cowie Lane
For Sale6 days on market

20034 Cowie Ln

Westfield, Indiana 46074

Osborne Trails

3

Beds

3

Baths

2,721

Sq Ft

2023

Year Built

0.17

Acres

Sheldon Barnes, Carmel Realtor

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ABOUT THIS HOME

Welcome home to Osborne Trails, a highly sought-after 55+ community offering comfort, convenience, and an active lifestyle. This beautifully designed home features 3 bedrooms plus a versatile flex room, currently used as a home office. The main floor boasts an open-concept layout with a spacious kitchen, dining area, and great room-perfect for entertaining. The kitchen is a standout with a large island, stainless steel appliances, quartz countertops, and a walk-in pantry. The dining area opens to a generous covered porch and patio, ideal for morning coffee or evening gatherings. The primary suite offers a private retreat with a large walk-in shower, double sinks, an expansive walk-in closet, and direct access to the laundry room for added convenience. Upstairs, you'll find a spacious bonus living area, a third bedroom, and a full bath-perfect for guests or additional living space. Beyond the home, enjoy resort-style amenities including two clubhouses, two pools, pickleball and tennis courts, bocce ball, and a wide variety of clubs and social activities. This is more than just a home-it's a lifestyle. Don't miss your opportunity to be part of this vibrant community.

Listed by Dana Duncan· F.C. Tucker Company· MLS# 22097992

Key things to know

  • 55+ active adult community with resort amenities
  • Open-concept main floor with large kitchen island
  • Primary suite with walk-in shower and double sinks
  • Flex room perfect for home office or guest space
  • Covered porch and patio for entertaining

Monthly payment

Estimate · $510,000

$3,402/mo

$2,714 principal & interest · $389 tax · $299 HOA

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $102,000 on a loan of $408,000.

Price history

  1. Listedat $510,000

    Apr 26, 2026

Sold
20
Median price
$410,000
Median DOM
26 days

Comparative value

5 comps in this range

This home is 5.3% above median for similar nearby sales.

$390K$500KMedian $485K
$510K

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

AI-curated highlights

INSIDE THIS HOME

FEATURES & AMENITIES

Interior

Bath Sinks Double MainKitchen IslandEntrance FoyerWired for DataPantryWalk-In Closet(s)Wood Work Painted

Climate

Heat: Forced AirHeat: Natural GasCool: Central Air

AI-detected from photos

Vibe:new construction

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $510,000Listed· Apr 26, 2026

6 days on market

Layout

Main
226 rooms2,015 sq ft
Upper
112 rooms706 sq ft

Schools

Westfield-Washington Schools

    Neighborhood

    • Westfield High School3.3 mi
    • Clay Terrace6.3 mi
    • Carmel Arts & Design District7.4 mi
    • Carmel Central Park7.8 mi
    • Carmel High School8.0 mi
    • Monon Trail (Carmel)8.6 mi

    PROPERTY DETAILS

    Combined data from the listing and Hamilton County records

    Living Area

    2,730 sq ft

    Year Built

    2023

    Stories

    One and One Half

    Lot Size

    0.17 acres

    Subdivision

    Osborne Trails

    Section 6

    Bedrooms

    3

    Bathrooms

    3 full

    Garage

    2 spaces

    School District

    Westfield-Washington Schools

    TAX ASSESSMENT

    Hamilton County assessed values for current year

    Total Assessed Value

    $440,700

    Land Value

    $89,700

    Land$89,700

    20% of total

    Improvement Value

    $351,000

    Improvements$351,000

    80% of total

    Annual tax · 2024
    $4,662

    PARCEL & LEGAL

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