
Sheldon Barnes
For Sale — 2820 E 98th Street, Carmel, IN 462802820 E 98th St
Carmel, Indiana 46280
Lakewood Gardens
3
Beds
2
Baths
1,673
Sq Ft
1969
Year Built
0.5
Acres
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Sheldon Barnes is a Carmel realtor and licensed real estate agent serving Carmel, Indiana and the rest of Hamilton County. Book a private tour of 2820 E 98th St in Lakewood Gardens, ask any question about this home, or talk through what you should know about buying in Carmel.
ABOUT THIS HOME
Welcome to 2820 E 98th St-where comfort, convenience, and easy living come together in one of Carmel's most desirable areas. This charming 3-bedroom, 2-bath ranch offers a layout buyers love: everything is on one level, creating a warm, welcoming feel from the moment you walk in. The home features spacious living areas perfect for both relaxing and entertaining, along with a functional flow that makes everyday living effortless. Whether you're hosting friends or enjoying a quiet night in, this home fits your lifestyle. Location is everything, and this one delivers. Just minutes from The Fashion Mall at Keystone, dining, shopping, and major roadways, you'll have quick access to everything you need while still enjoying a peaceful neighborhood setting. And the best part? No HOA!!! This will give you the freedom and flexibility you've been looking for. If you've been searching for a well-located, low-maintenance home in Carmel, this is one you won't want to miss.
Key things to know
- Single-level ranch layout
- No HOA
- Near Fashion Mall at Keystone
- 2-car garage
- 0.5 acre lot
Monthly payment
Estimate · $409,900
$2,629/mo
≈ $2,182 principal & interest · $447 tax
Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $81,980 on a loan of $327,920.
Price history
- Listedat $429,999
Apr 17, 2026
Lakewood Gardens · activity
past 6 months
- Sold
- 4
- Median price
- $349,900
- Median DOM
- 43 days
Recent comparable sales

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Comparative value
5 comps in this range
This home is 32% above median for similar nearby sales.
Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.
AI-curated highlights
INSIDE THIS HOME
FEATURES & AMENITIES
Interior
Climate
AI-detected from photos
THE FACTS
Pricing trajectory, room-by-room layout, schools, and what's nearby.
Price history
$429,999Listed· Apr 17, 2026
9 days on market
Layout
Primary bath
Shower Stall Full
Schools
Carmel Clay Schools
Neighborhood
- Monon Trail (Carmel)1.9 mi
- Carmel High School2.6 mi
- IU Health North Hospital3.0 mi
- Carmel Arts & Design District3.3 mi
- Carmel Central Park3.6 mi
- Clay Terrace4.3 mi
PROPERTY DETAILS
Combined data from the listing and Hamilton County records
Living Area
1,673 sq ft
Year Built
1969
Stories
One
Subdivision
Lakewood Gardens
Section 2
Bedrooms
3
Bathrooms
2 full
Garage
2 spaces
School District
Carmel Clay Schools
TAX ASSESSMENT
Hamilton County assessed values for current year
Total Assessed Value
$307,400
Land Value
$106,100
35% of total
Improvement Value
$201,300
65% of total
- Annual tax · 2024
- $5,368
