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$686,900656 Jefferson Valley
For Sale21 days on marketNew Construction

656 Jefferson Valley

Coatesville, Indiana 46121

Heritage Lake

$686,900

$695,900

Schedule a Showing

4

Beds

3

Baths

2,669

Sq Ft

2026

Year Built

0.48

Acres

Sheldon Barnes, Carmel Realtor

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Sheldon Barnes can help you tour 656 Jefferson Valley

Sheldon Barnes is a Carmel realtor and licensed real estate agent serving Coatesville, Indiana and the rest of Hamilton County. Book a private tour of 656 Jefferson Valley in Heritage Lake, ask any question about this home, or talk through what you should know about buying in Coatesville.

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ABOUT THIS HOME

PROPOSED LAKEFRONT NEW CONSTRUCTION at Heritage Lake by Dunnhaven Homes! An incredible opportunity to build your dream lakefront home on one of the last remaining waterfront lots in this highly sought-after private community. This prime 0.47-acre homesite (approx. 306' x 68') offers a flat, build-ready front and a gentle slope to the water, ideal for a walkout basement with panoramic lake views. A brand-new dock and concrete golf cart path are already in place, making lake access effortless from day one. Lot price, well, and sewer tie-in are included in the final price. The Whitely model showcases elevated exterior design with a curated color palette, covered outdoor living (per plan), LP SmartTrim, 30-year shingles, and stunning curb appeal. Inside, enjoy 9' ceilings, quartz countertops, 42" soft-close cabinetry, stainless steel appliances (including gas range & refrigerator), a tile shower in the primary suite, water-resistant laminate flooring, plush carpet, decorative lighting, and real wood trim details throughout. Built for efficiency and comfort with the ZIP SystemTM, 96% gas furnace, 14 SEER A/C, R-15/R-38 insulation, Low-E windows with argon gas, LED lighting, air sealing, and passive radon system. Smart features include an On-Q panel with security pre-wire, multiple data outlets, and garage openers with keyless entry. Enjoy peace of mind with pre-construction and pre-drywall meetings, builder walkthroughs, a 2-year workmanship warranty, and a 10-year transferable structural warranty. Whether you're seeking a full-time residence or weekend retreat, experience boating, fishing, and sunset views at Heritage Lake with a trusted builder ready to bring your vision to life. Rare lakefront new construction opportunity, secure it today! Basement option available for additional cost.

Listed by Heather Ludlow· Greene Realty, LLC· MLS# 22091460

Key things to know

  • Lakefront lot with dock and golf cart path included
  • Walkout basement potential with panoramic lake views
  • 9-foot ceilings, quartz counters, gas range
  • Energy-efficient (96% furnace, 14 SEER AC, Low-E windows)
  • Smart home pre-wire, security system ready

Monthly payment

Estimate · $686,900

$3,762/mo

$3,656 principal & interest · $79 tax · $27 HOA

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $137,380 on a loan of $549,520.

Price history

  1. Price reduced$695,900 → $686,900

    Apr 15, 2026

  2. Listedat $695,900

    Mar 26, 2026

Sold
40
Median price
$325,000
Median DOM
45 days

Comparative value

5 comps in this range

This home is 36% above median for similar nearby sales.

$396K$825KMedian $505K
$687K

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

FEATURES & AMENITIES

Interior

Attic AccessHigh CeilingsKitchen IslandEntrance FoyerHi-Speed Internet AvailblEat-in KitchenPantryWalk-In Closet(s)Wood Work Painted

Exterior

Tennis Community

Climate

Heat: Forced AirCool: Central Air

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $695,900Listed· Mar 26, 2026

  • $686,900Reduced

    $9,000 (1.3% off original)

21 days on market

Layout

Main
5 rooms1,218 sq ft
Upper
426 rooms1,451 sq ft

Primary suite

Bedroom 2nd Primary,Closet Walk in

Primary bath

Shower Stall Full,Sinks Double,Suite

Schools

North Putnam Community Schools

  • Elementary

    Bainbridge Elementary School

  • Middle

    North Putnam Middle School

  • High

    North Putnam Sr High School

Neighborhood

  • Zionsville Community HS28.8 mi
  • Downtown Indianapolis28.9 mi
  • Carmel Central Park32.9 mi
  • Monon Trail (Carmel)34.7 mi
  • Clay Terrace35.0 mi
  • Carmel High School35.1 mi

PROPERTY DETAILS

Combined data from the listing and Hamilton County records

Living Area

2,669 sq ft

Year Built

2026

Stories

Two

Subdivision

Heritage Lake

Bedrooms

4

Bathrooms

2 full, 1 half

Garage

2 spaces

School District

North Putnam Community Schools

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