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$899,0007740 N Sandy Beach Drive
For Sale58 days on market

7740 N Sandy Beach Drive

Monticello, Indiana 47960

No Subdivision

$899,000

$925,000

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3

Beds

2

Baths

1,296

Sq Ft

1940

Year Built

0.11

Acres

Sheldon Barnes, Carmel Realtor

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Sheldon Barnes is a Carmel realtor and licensed real estate agent serving Monticello, Indiana and the rest of Hamilton County. Book a private tour of 7740 N Sandy Beach Drive, ask any question about this home, or talk through what you should know about buying in Monticello.

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ABOUT THIS HOME

Lake level home with walk-in sandy swim area, and boathouse with pontoon and wave runner lifts. The Home features a dining room, kitchen, and living room overlooking the lake. A spiral staircase leads to the upper level with master bedroom and laundry. Two main-floor bedrooms include one with built-in bunkbeds and a second bedroom opens to a deck with a private hot tub, where you can listen to the spring-fed creek year round. A huge detached garage offers excellent storage for vehicles and watercraft. The concrete floor is 6 inches deep with 4 x 4 concrete pads for posts, with wall studs and trusses on 16 inch centers-all perfect for a second floor creating additional living space. This home and location are one of the most sought after on Lake Freeman. The sunsets are magnificent and the view of the 4th of July fireworks cannot be beat. Contents of the home and watercraft are negotiable.

Listed by Cathy Russell· @properties· MLS# 22089229

Key things to know

  • Walk-in sandy swim area and boathouse with pontoon and wave runner lifts
  • Master suite with lake views via spiral staircase
  • Bedroom with private hot tub deck overlooking spring-fed creek
  • Detached garage with reinforced concrete foundation for second-story addition
  • 4th of july fireworks viewing location

Monthly payment

Estimate · $899,000

$4,869/mo

$4,785 principal & interest · $84 tax

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $179,800 on a loan of $719,200.

Price history

  1. Price reduced$925,000 → $899,000

    Apr 6, 2026

  2. Listedat $925,000

    Mar 13, 2026

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

FEATURES & AMENITIES

Interior

Paddle FanEat-in Kitchen

Climate

Heat: Natural GasHeat: Forced AirCool: Central Air

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $925,000Listed· Mar 13, 2026

  • $899,000Reduced

    $26,000 (2.8% off original)

58 days on market

Layout

Main
215 rooms816 sq ft
Upper
111 rooms480 sq ft

Schools

Twin Lakes School Corp

  • Middle

    Roosevelt Middle School

  • High

    Twin Lakes Senior High School

Neighborhood

  • Westfield High School54.0 mi
  • Zionsville Community HS55.1 mi
  • Clay Terrace56.6 mi
  • Carmel Central Park57.3 mi
  • Carmel Arts & Design District57.9 mi
  • Carmel High School58.4 mi

PROPERTY DETAILS

Combined data from the listing and Hamilton County records

Living Area

1,296 sq ft

Year Built

1940

Stories

Two

Subdivision

No Subdivision

Bedrooms

3

Bathrooms

2 full

Garage

3 spaces

School District

Twin Lakes School Corp

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