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$400,000106 Pin Oak Road
For Sale196 days on marketNew Construction

106 Pin Oak Road

Spencer, Indiana 47460

Four Oaks

4

Beds

2

Baths

1,947

Sq Ft

2025

Year Built

0.317

Acres

Sheldon Barnes, Carmel Realtor

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ABOUT THIS HOME

OPEN HOUSE, Sunday April 12, 1-3 pm. Welcome to The Lily, a thoughtfully designed 4-bedroom, 2-bath new construction home in the growing Four Oaks subdivision of Spencer, Indiana. The open-concept layout paired with a split-bedroom floor plan offers the perfect balance of connection and privacy. The kitchen is designed for both everyday living and entertaining, featuring a large island, solid wood cabinetry, stainless steel appliances, and durable quartz countertops. Sliding doors open to a covered porch, ideal for morning coffee, outdoor meals, or unwinding at sunset. The primary suite serves as a private retreat with a walk-in closet, dual-sink vanity, and a tiled walk-in shower. Throughout the home, luxury vinyl plank flooring adds style and easy maintenance, while the spacious 8x11 laundry/mudroom and 2-car attached garage add everyday convenience. A washer and dryer are included, making move-in effortless. Set in the Four Oaks community, residents enjoy small-town charm with a wide-open country feel, friendly neighbors, and peaceful surroundings, all just minutes from Spencer and a short drive to Bloomington's shopping, dining, and entertainment. The Lily at Four Oaks brings together smart design, modern comfort, and the warmth of small-town living.

Listed by Samantha Carver· HOME TEAM Properties· MLS# 22068611

Key things to know

  • New construction, 2025
  • Split-bedroom floor plan with open-concept
  • Primary suite with walk-in closet and dual-sink bath
  • Kitchen island, quartz counters, stainless appliances
  • Covered porch with sliding door access

Browse by room

11 rooms · 36 photos

Monthly payment

Estimate · $400,000

$2,154/mo

$2,129 principal & interest · $25 HOA

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $80,000 on a loan of $320,000.

Price history

  1. Listedat $400,000

    Oct 16, 2025

Sold
5
Median price
$387,000
Median DOM
107 days

Comparative value

5 comps in this range

This home is 4.4% above median for similar nearby sales.

$250K$515KMedian $383K
$400K

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

FEATURES & AMENITIES

Interior

Bath Sinks Double MainKitchen IslandHi-Speed Internet AvailblEat-in KitchenWalk-In Closet(s)

Climate

Heat: Forced AirHeat: Natural GasCool: Central Air

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $400,000Listed· Oct 16, 2025

196 days on market

Layout

Main
428 rooms1,947 sq ft

Primary suite

Closet Walk in

Primary bath

Shower Stall Full,Sinks Double,Suite

Schools

Spencer-Owen Community Schools

  • Elementary

    McCormick's Creek Elementary Sch

  • Middle

    Owen Valley Middle School

  • High

    Owen Valley Community High School

Neighborhood

  • Downtown Indianapolis45.4 mi
  • Zionsville Community HS53.7 mi
  • Carmel Central Park56.3 mi
  • Monon Trail (Carmel)57.1 mi
  • Carmel High School57.7 mi
  • Carmel Arts & Design District58.2 mi

PROPERTY DETAILS

Combined data from the listing and Hamilton County records

Living Area

1,947 sq ft

Year Built

2025

Stories

One

Subdivision

Four Oaks

Bedrooms

4

Bathrooms

2 full

Garage

2 spaces

School District

Spencer-Owen Community Schools

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