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$774,900186 Mill Springs
For Sale37 days on market

186 Mill Springs

Coatesville, Indiana 46121

Heritage Lake

$774,900

$799,900

Schedule a Showing

3

Beds

2

Baths

2,160

Sq Ft

1982

Year Built

0.33

Acres

Sheldon Barnes, Carmel Realtor

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Sheldon Barnes can help you tour 186 Mill Springs

Sheldon Barnes is a Carmel realtor and licensed real estate agent serving Coatesville, Indiana and the rest of Hamilton County. Book a private tour of 186 Mill Springs in Heritage Lake, ask any question about this home, or talk through what you should know about buying in Coatesville.

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ABOUT THIS HOME

Located in one of the most desirable coves on the lake, this 3-bedroom lakefront home offers exceptional sight lines to the main body of water while enjoying the calm protection of cove living. With 89 feet of frontage and a point lot that allows the dock to wrap around the shoreline, this property delivers views and functionality that are hard to find. Inside, the kitchen may be small in size but mighty in function, thoughtfully updated to appeal to today's buyers. The kitchen flows seamlessly into the dining room and great room, creating an open-concept layout ideal for entertaining. A wall of sliding glass doors spans the lakefront side of the home, allowing natural light to pour in while keeping the stunning water views front and center. Soaring cathedral ceilings in both the great room and dining area enhance the spacious feel, while updated main-level flooring was selected to withstand the hustle and bustle of lake living. The main-level primary suite adds everyday convenience. Step outside onto the spacious 24-foot deck overlooking the water, perfect for morning coffee or evening gatherings. Upstairs features a charming bedroom with cathedral ceilings and a loft area ideal for guest hangout space or additional sleeping. The walkout basement offers generous entertaining space, a full bath, and laundry area, along with access to a covered porch. Enjoy the easy, flat walk to the water-an uncommon and highly desirable feature. A detached 3-car garage provides excellent storage and is large enough to house most boats for winter storage. Even better, this home is being offered furnished, including kitchenware, with the boat, jet ski, and water toys included-making it truly turnkey and ready to enjoy from day one.

Listed by Mary Petruzzi· RE/MAX At The Crossing· MLS# 22091332

Key things to know

  • 89 feet of lakefront with point lot wraparound dock
  • Main-level primary suite for convenience
  • 24-foot deck with water views
  • Walkout basement with full bath and entertaining space
  • Furnished turnkey with boat, jet ski, and water toys included

Monthly payment

Estimate · $774,900

$4,565/mo

$4,124 principal & interest · $414 tax · $27 HOA

Estimate only. Actual payment depends on lender, taxes, insurance, and HOA. Down payment $154,980 on a loan of $619,920.

Price history

  1. Listedat $799,900

    Mar 25, 2026

Sold
40
Median price
$325,000
Median DOM
45 days

Comparative value

5 comps in this range

This home is 128% above median for similar nearby sales.

$277K$825KMedian $340K
$775K

Want to know anything specific? Ask about updates, finishes, the basement, the yard — I read the listing's photos, MLS data, and remarks and cite what I find.

FEATURES & AMENITIES

Interior

Attic Pull Down StairsWalk-In Closet(s)Paddle FanHi-Speed Internet Availbl

Exterior

Balcony

Climate

Heat: ZonedHeat: Forced AirHeat: PropaneCool: Central Air

THE FACTS

Pricing trajectory, room-by-room layout, schools, and what's nearby.

Price history

  • $799,900Listed· Mar 25, 2026

37 days on market

Layout

Main
114 rooms864 sq ft
Upper
12 rooms432 sq ft
Basement
112 rooms864 sq ft finished

Primary suite

Closet Walk in

Schools

North Putnam Community Schools

    Neighborhood

    • Zionsville Community HS29.7 mi
    • Downtown Indianapolis29.9 mi
    • Carmel Central Park33.8 mi
    • Monon Trail (Carmel)35.6 mi
    • Clay Terrace35.9 mi
    • Carmel High School35.9 mi

    PROPERTY DETAILS

    Combined data from the listing and Hamilton County records

    Living Area

    2,160 sq ft

    Year Built

    1982

    Stories

    Two

    Subdivision

    Heritage Lake

    Bedrooms

    3

    Bathrooms

    2 full

    Garage

    3 spaces

    School District

    North Putnam Community Schools

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